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Selling: The Closing Process
To help alleviate the stress of selling it is important to understand the closing process step by step:
Step 1 - Retain the services of a lawyer or notary. Ask your other professional advisors for a referral. You should retain your lawyer or notary as soon as you have an accepted Contract of Sale and Sale and the buyer has removed all subjects.
Step 2 – Your lawyer or notary will need to gather information from you including details on any mortgages or other charges to be discharged from title to your property.
Step 3 – Your lawyer or notary obtains information to prepare an Order To Pay which details the disbursement of the net sale proceeds. The buyer’s lawyer or notary will prepare the Statement of Adjustments.
Step 4 – 1 - 3 days before closing is when you usually meet with your lawyer or notary to sign documents and deliver the balance of the down payment or equity.
Step 6 – On closing date your lawyer will obtain funds from the buyer’s lawyer or notary and issue. Depending on courier service sale proceeds may not be available to you until the day after completion.
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